FIRST UNITED RESERVE, LLC

Collector notes

Visiting a coin shop

A few notes before you walk into FIRST UNITED RESERVE, LLC in LUMBERTON, TX. These rotate daily. They are general collector etiquette from CDXList — not this shop’s house rules. When something is unclear, ask the person at the counter.

1. 01

   If there is a card or check policy, they will tell you

   Do not guess at percentages. Do not argue from what another shop does. Ask what this shop does, listen, and decide. Policies differ for a reason. The honest move is a straight question, not a speech about “what everyone else charges.”

2. 02

   One extra person is fine. A committee is not.

   A spouse or a sibling who must agree is welcome. A table of relatives debating every coin is not a shop visit. Pick the decision-makers. Leave the rest home or in the car. The dealer can talk to two people. They cannot run a family meeting.

3. 03

   Saturday morning is often the busy window

   That is when collections walk in and regulars stop by. Fine if you like energy. Less fine if you want a long, quiet look at an estate. Midweek late morning is often easier. If you need time, ask when they are slower.

4. 04

   A real look takes more than thirty seconds

   Dates, mint marks, damage, weight, and whether something is collectible or melt all take time. Do not rush a careful dealer. Do not dump two hundred coins and ask for a number while you check email. Stay with the lot. Answer questions.

5. 05

   If you feel rushed, you can pause

   You are allowed to say you need a minute. You are allowed to pack up and think. You are not required to decide while someone is waiting behind you — step aside and let them go. A good shop would rather you be sure than sorry.